The KCM Model Portolifos are risk-based and have long-term growth of capital as the primary objective.  As a secondary, but equally important objective, the portfolios seek to manage volatility and market risk.  In addition to generating profits during bull markets, it is equally important to protect assets during bear markets.  The primary goal of the portfolios during tenuous markets is capital preservation.


The risk-based portfolios utilize Modern Portfolio Theory, and take into account aspects of Behavioral Finance and forward-looking financial market conditions.  Our process is based on a combination of tactical and strategic investment principles designed to optimize the asset allocation and protect against catastrophic loss.  Equity and income-based mutual funds or ETFs are used to implement the strategies.  During major market corrections, we will take some or all of the equity holdings to cash.


The portfolios include Aggressive, Moderate, Conservative, and Stable.

If your objective is long-term growth of capital, while managing volatility and market risk, contact us for a free consultation.

Note: The model portfolios may invest in all asset types, both domestic and international.  Deviations may occur relative to the Account allocations during any specific short-term period due to market conditions or Adviser-perceived and/or anticipated market developments.  There can be no assurance that any such perceived and/or market developments will occur, be correct or prove profitable.